All your finances, one single interface.
Checking accounts, savings, PEA, life insurance, stock portfolio: Snapency centralises your accounts and tracks your net worth at a glance.
Managing your money shouldn't be this complicated
Between your checking account, savings, PEA and life insurance, it's hard to tell how much you actually have — and where your money goes each month.
Too many apps, too many passwords
Each bank has its own interface, codes, and limits. You waste time juggling between them without ever getting a complete picture.
No consolidated view
You can't easily add up your assets, subtract your debts, and know instantly where you stand. Spreadsheets quickly show their limits.
Investments remain opaque
Your stocks, ETFs and bonds live in isolation. Performance, dividends, fees: you don't have the numbers to make informed decisions.
Everything you need
The essential tools to understand and manage your money.
All your accounts in one place
Checking accounts, savings, credit cards, loans, securities accounts: a unified view of your finances.
Automatic synchronisation
Connect your bank once. Snapency fetches and categorises your transactions automatically.
OFX and QIF import
Manually import your bank statements from standard file formats.
Charts and analytics
Visualise your cash flow, balances and investment performance over time.
Investment tracking
PEA, life insurance, PER, securities accounts: stocks, ETFs, funds and bonds, with up-to-date prices.
Multi-currency
Keep your accounts in their original currency. Exchange rates are applied automatically.
Every euro counts
Snapency categorises, filters and analyses your transactions to reveal where your money actually goes.
- Fine-grained categorisation
- Income, expenses, transfers, bank fees, dividends, interest, refunds, deferred cards: over twenty transaction types cover every case.
- Search and filters
- Find any operation in seconds by filtering on account, type, period or amount.
- Balance corrections
- If your bank doesn't expose full history, you can anchor the balance on a given date without rewriting the past.
- Unlimited history
- Keep ten or twenty years of history without artificial caps. Your data is yours.
Built for investors
From basic savings to a portfolio of ETFs and stocks, Snapency adapts to your strategy.
- PEA, PER, life insurance, securities accounts
- Stocks, ETFs, funds and bonds
- Dividends and interest isolated
- Net worth continuously up to date
Years of history in a few clicks
If your bank offers OFX or QIF exports, Snapency can read your statements directly.
- OFX format
- Open Financial Exchange, the standard used by most French and international banks to export transactions.
- QIF format
- Quicken Interchange Format, older but still useful for recovering old exports stored on your disk.
- Automatic deduplication
- Snapency detects duplicates and only imports what's missing, even if you rerun the operation several times.
- One-click rollback
- An import gave an unexpected result? You can undo it in one click without touching any other data.
Ready in 3 minutes
No technical skills required.
Create your account
Free sign-up in less than a minute.
Add your accounts
Manually or by importing your OFX and QIF files.
Manage your wealth
Track your cash flow and visualise your progress.
Built for your situation
Whatever your financial profile, Snapency adapts to the way you manage your money.
The budget tracker
You want to know exactly where your money goes each month, spot forgotten subscriptions and take back control of your recurring expenses.
The individual investor
Between PEA, life insurance, PER and securities account, you manage several wrappers and want to track your portfolio's consolidated performance.
The multi-account international
French, foreign, multi-currency accounts: you need a unified view without maintaining a complex spreadsheet by hand.
A project under construction
Snapency isn't finished yet. Some building blocks are already usable, others are still in progress. Here's an honest overview.
- Checking and savings accounts management
- Transaction entry and categorisation
- OFX and QIF file import
- Evolution charts
- Automatic bank synchronisation
- Detailed investment portfolio tracking
- Real-time stock prices
- Custom budgets and alerts
Frequently asked questions
What people ask us most often about Snapency.
Is Snapency really free?
Is my data safe?
Which banks are supported?
Can I track my stock portfolio?
What if my accounts use several currencies?
Can I export or delete my data?
When will Snapency be finished?
Take back control of your finances
Free for life for early users. No commitment, no credit card.